By Afeni Neville
Title: Removing Friction in Revolut Instant Card Details, Zero Hassle
Byline: Two Taps and You're In
Author: Afeni Neville UX/UI Designer
Type: Independent UX/UI Redesign Concept
Platform: Revolut (Not affiliated)
Tools: Figma, Google Forms
Role: UX/UI Designer
Duration: 3 weeks
This case study expands on a concept I submitted to Revolut's CEO as an unsolicited proposal, driven by a specific usability challenge: enabling users to access their card details in fewer taps, without needing to scroll.
The decision to pursue this redesign stemmed from my personal experience using the app, which aligned with anecdotal evidence and internal discussions suggesting many new users did not engage with the card details section on day one. This helped justify a focused UX exploration.
No formal response was received, but preparing and presenting design thinking at that level sharpened how I communicate decisions under scrutiny. This portfolio adopts and expands that original proposal into a complete UX case study.

Proto-persona based on my own experience of using the app.
Motivation: Efficiency, clean UI, quick access to key features
"Accessing my card shouldn't feel like a treasure hunt. I need it fast, during checkout, while verifying identity, or helping someone send me money."
Regularly documents UI problems during daily use. Advocates for small, high impact fixes over complete redesigns. Often tests flows in multiple fintech apps for comparison.

(The First-Time Fintech User)
Proto-persona based on general research.

HR Manager at a mid-sized company
41
Manchester, UK
Moderate
Manage household and work-related spending with ease
"I just want to check my details and move on, why is that buried in layers?"
Logs in mostly when making online purchases or sending money. Tends to avoid exploring new features unless prompted. Needs clearer onboarding or visual cues.
(Digital Native, On-the-Go)
Proto-persona based on general research.

Uni Student, Freelance Creative
23
Berlin, Germany
High
Speed, accessibility, minimalist design
"I want to tap once, get what I need, and go. If I'm digging, it's already broken."
Multitasks across several finance apps. Uses biometric login, face ID, and expects frictionless flows. Highly visual and quick to drop apps that overcomplicate things.
This project focuses specifically on streamlining the card access experience. The following supporting design objectives reinforce the central goal:
Enable access in two taps or less, with no need to scroll.
Improve visibility and flow within a single screen container.
Keep a persistent Help icon visible in the top right of the card access screen, so support is always one tap away.
Rather than a radical overhaul, my aim was to refine Revolut's existing interface into a smoother, more discoverable user experience.
Revolut users
Accessing card details
Mobile app
Online transactions
A hidden, multi-step process
How might we reduce friction and improve clarity when accessing card details?
Before beginning this project, I made the following core assumptions based on personal experience and anecdotal feedback:
The existing multi-step flow for accessing card details is a source of friction for users.
The hidden location of the card details feature leads to low discoverability, particularly for new users.
A simplified, more direct path to this feature would be preferred by users and would increase engagement.
Hypothesis
My central hypothesis was that by reducing the number of taps required to access card details and making key actions visible without scrolling, we can increase user confidence and improve the overall flow. This would result in a faster, more intuitive experience for a core banking task.
The fastest path for a user to access their card details is a multi-step process that is hidden and requires scrolling. To fully document this pain point, I built a high-fidelity prototype that recreates the current Revolut user journey. This allowed me to map the user's emotional state and identify key points of friction that a static journey map cannot fully capture.
Current Flow: Step-by-Step Analysis

Revolut logo appears while the app loads.
➡️ No functional issue, but adds time before reaching accounts.

Biometric or passcode confirmation.

The user sees balance and widgets, but card access is buried.


Details like number, expiry, CVV remain hidden.

The user taps "Copy" to take card number.

The task is complete, but only after:

This journey map visualises the path users followed, highlighting key pain points identified through heuristic review and personal experience. Issues included five or more steps, confusing entry points, and an emotional dip from confusion to frustration.
Overall: A highly frustrating and inefficient user experience, marked by constant design flaws and lack of intuitive flow.
I identified several low-effort, high-impact "quick wins" designed to reduce friction by refining, rather than replacing, Revolut's existing strengths. These improvements focused on labelling, visual hierarchy, and affordance clarity. The annotated screen examples below visually demonstrate the "before" and "after" of these key design changes, highlighting how targeted UX improvements directly addressed user pain points identified in our initial research.
Show a clear card label (e.g., 'Main Account') to identify the card quickly.

UX Impact: Improves navigation & reduces hesitation
Rename the analytics widget to 'Stats' for clarity.

UX Impact: Increases discoverability
Rename to 'Bank Details' to reduce ambiguity.

UX Impact: Reduces ambiguity
Visually promote the primary card to enhance visual hierarchy.

UX Impact: Enhances visual hierarchy
Add a chevron to make the widget expandable and improve discoverability.

UX Impact: Improves discoverability
Show a persistent '?' Help icon to reduce drop-off and add a trust signal.

UX Impact: Reduces drop-off, adds trust signal
Add the Revolut 'R' above the fold to reinforce brand identity.
The original navigation structure created multiple decision points and required users to understand the app's information architecture before completing basic tasks.
The redesigned flow prioritises the most common user tasks and reduces cognitive load by presenting clear, direct pathways to card information.
2 routes
5 screens · 3–4 taps + scroll
Ideal path. In testing, users took 4–5 taps plus a scroll on the current app, and 2–3 taps with no scroll on the redesign, most in 2.
App Screen
App Launch (1 tap)
Splash Screen (auto)
Authentication
User personally greeted
Accounts Overview
Route 1: Tap a small card icon in the top-right
(low prominence). (1 tap)
❗ New users often miss both entry points.
Cards menu screen
Tap to access required card (1 tap)
Tap the 'Show Details' icon to access card details (1 tap).
Full card details are now available.
Tap the 'Copy Card' icon to retrieve the card number.
A subtle pop-up message confirms "Card number copied".
Route 2: Scroll down to find the card carousel. (Scroll)
Tap to access required card (1 tap)
Tap the 'Show Details' icon to access card details (1 tap).
Full card details are now available.
Tap the 'Copy Card' icon to retrieve the card number.
A subtle pop-up message confirms "Card number copied".
⚠️ Issues
2–3 screens · 1–2 taps · no scroll
Ideal path. In testing, users took 4–5 taps plus a scroll on the current app, and 2–3 taps with no scroll on the redesign, most in 2.
App Screen
App Launch (1 tap)
Authentication
Branded (R) Revolut
Home Screen
Direct Access to required Card
Tap "Show Details" icon (1 tap)
Interactive Card Flip:
Card animates to show reverse side, then front.
Tap the 'Copy Card' icon to retrieve the card number. (1 tap)
The clipboard displays a successful task confirmation and covers card details while alerting users they have 90 seconds to complete the task.
✨ Improvements
Before settling on the final layout, I explored three distinct concepts: (1) a bottom-sheet drawer for card details, (2) a dedicated 'Card' tab in the main navigation, and (3) the current 'expanded widget' approach. Concept 3 was selected because it offered the best balance of speed (2-tap access) and familiarity with Revolut's existing design language, requiring the least cognitive load for returning users. Sketches of these alternatives were reviewed during the initial design sprint.
For this project, I had a clear vision from the outset: to improve the existing card access flow in Revolut without deviating too far from the app's native design patterns. Since the goal was not to reinvent the interface but to refine and streamline it, I used an AI-based wireframing tool to quickly generate layout sketches that reflected familiar mobile UI conventions.
These low-fidelity wireframes served as a starting point, helping me test layout structure and hierarchy efficiently. From there, I manually refined the designs in Figma to incorporate UX best practices, user insights, and better visual hierarchy, all while maintaining consistency with Revolut's established visual language.
While AI helped accelerate the early ideation phase, every design decision, from tap reduction to label clarity, was made deliberately and grounded in user feedback, usability heuristics, and mobile-first design standards. The final UI was built with precision to align with both Revolut's tone and user expectations.




see hand drawn in appendix
These were translated into Figma, focusing on layout hierarchy and iconography.
In this early version, I explored a toggle-based interaction for switching between multiple cards directly on the home screen. The intent was to give users immediate, no-scroll access to their cards while testing a less conventional layout.


As I reviewed the interaction in context, several UX concerns emerged. Firstly, the toggle UI deviated from typical patterns seen in financial apps, leading to uncertainty around what would happen when a card was toggled:
Would it expand inline?
Launch a modal,
or open a new screen?
This lack of affordance clarity made the interaction feel unpredictable.
I also noticed potential accessibility and ergonomics issues.
The toggle switches were placed close together, which could compromise thumb reach and tap accuracy, especially on smaller devices or for users with motor impairments.
Visually, the layout lacked a clear information hierarchy: all cards appeared equal, with no emphasis on a primary card or default action, which is especially important in scenarios where users need to act quickly.
In this second iteration, I moved away from the toggle-based multi-card layout and focused on a clearer, more predictable experience. The goal was to reduce ambiguity and surface key actions more directly, while keeping the experience within the initial viewport (no scroll required).


I kept a single, primary card visible on the home screen and introduced subtle pagination dots underneath as a cue that the area could be swiped horizontally. This mirrors a pattern used in the current Revolut banking app, where users move between cards via horizontal swiping. I kept this familiar interaction to reduce cognitive load and help users recognise what to do without needing to explore.
At this stage, the interaction for revealing card details was still handled through icon-based actions placed directly on the card, such as "Copy card number" and "Copy CVV." These icons were deliberately unlabelled, consistent with Revolut's current UI, but their positioning and visual treatment were designed to feel intentional.
Ultimately, this version helped me realise the need for a more conventional mental model, cleaner spacing, and clearer interaction feedback, setting the stage for the more focused MVP versions that followed.
This final version builds on everything learned from the previous iterations and is the version I tested with users. The layout preserves the no-scroll experience, placing all core content and actions, including the card and related controls, within the initial viewport.


The card component itself is now more visually grounded and clearly separated from the account controls above. I introduced dedicated actions beneath the card: "Show details," "Freeze," and "Settings," providing users with a clearer, more predictable path to interact with their card. These are persistent and labelled, a shift away from the icon-only approach in V2, making the flow more discoverable and inclusive.
Unlike earlier versions that experimented with toggles or inline icons, this layout places greater emphasis on user control and intentionality. Sensitive details remain masked by default, and the user must tap "Show details" to reveal them, creating a deliberate pause before exposure. This mirrors the current Revolut app pattern and reinforces the idea that trust is built through small, consistent interactions that make the user feel in control.
Users can explore the new design interface in a format that closely mirrors the current Revolut app, but with key usability and clarity improvements.
Try this: show the card details, then copy the card number.
A fully interactive Figma prototype was created to simulate the redesigned card access flow. It includes all key interactions such as:





I started by identifying the core problem - users needed 4-5 taps and/or scrolling just to access their card details. This created unnecessary friction for a basic banking task.
Through iterative prototyping, I tested different approaches - from toggle interactions to single card layouts - always keeping the 'no scroll' principle at the centre of each design.
User testing validated my approach. The final design reduced interaction steps from 5+ to just 2/3 taps, whilst improving user satisfaction.
In Person, moderated usability testing Participants: 3 representative users Objective: Validate the redesigned card-access flow, measuring ease of discovery, task success, and perceived security
Can users access their card details in 2 taps or fewer?
Do users understand and use actions like "Copy Card" or "Help"?
Are there any confusion points or hesitation?
Does the redesign feel secure and trustworthy?
Initial informal feedback was gathered from 1 user during early prototyping. As the project developed, I conducted structured, moderated usability tests with 3 representative users, following a predefined script and tasks focused on real-world usage (e.g. making a purchase, copying card info).
In person, moderated sessions with 3 representative users.
To measure differences in ease of discovery, task success, and clarity between the current Revolut app and the redesigned prototype.
Below are the key metrics comparing the current Revolut app's performance against the Redesign (V3 prototype) during usability testing sessions. The new design shows significant improvements across all measured areas.
Objective To validate the clarity, ease, and perceived trustworthiness of the redesigned card access flow, I conducted a short survey to gather quantitative and qualitative feedback from users.
Survey Format
Conducted one-on-one interviews to delve deeper into user perceptions and experiences with the card access flow.
Gathered rich qualitative data on specific pain points, preferences, and emotional responses to the design.
Identified patterns in user behaviour and mental models related to accessing and managing bank cards securely.
This journey map illustrates the simplified, post-redesign user flow for accessing card details. The goal is now achieved in just a few taps with a clear, direct path, leading to increased satisfaction and security. The emotional journey remains positive throughout.
Users found the experience confusing and tedious, with UI structure causing hesitation.
Users unanimously preferred the redesign for its speed and clarity, citing fewer taps, clearer calls to action, and reassurance from copy feedback.
Conclusion: The usability test validated the redesigned flow by showing measurable improvements in speed, simplicity, and discoverability. Minor confusion noted during testing was addressed in the final iteration.
Beyond the formal usability test, I conducted informal follow-up conversations with the same users. I also developed a formal presentation of the redesign as an unsolicited concept proposal submitted directly to Revolut.
During these conversations, users provided direct verbal feedback. They expressed a preference for explicit text labels to feel more confident in their actions, particularly with the "Copy" function. This insight led to a critical refinement in the final design.
I developed a comprehensive presentation of the redesign as an unsolicited concept proposal submitted directly to Revolut, outlining the problem, my proposed solution, and the validation from the initial usability test. The process was valuable practice in communicating design decisions to a real-world company under scrutiny.
Try this: show the card details, then copy the card number. Notice what appears after you copy.
Following feedback from the HFV3 usability test, the prototype was refined to reduce friction, improve clarity, and strengthen user confidence. While the core layout remained consistent, several meaningful changes were made to enhance discoverability and reduce interaction effort.
These refinements were driven by both usability observations and informal follow-up discussions with participants, highlighting areas of hesitation or uncertainty in the earlier version.
The following screens highlight the key improvements made in the final version of the card access flow:



Removed the card stack entirely, keeping only the primary card visible with swipeable pagination dots to show other cards.
Added a clear, labelled “Copy” call to action to replace the previous unlabelled icon, making the function immediately obvious.
Bolded key text elements to improve visual hierarchy and scannability, guiding the user's eye to important information.
Utilised colour coordination to reinforce grouping of related elements and align with native Revolut design patterns, ensuring familiarity.
While not listed outright in the interface, this iteration reflects core UX principles woven into the execution:
Reduced Interaction Cost through fewer taps and better defaults
Improved Affordance with clear labels for key actions
Stronger Visual Hierarchy to guide attention intuitively
Reinforced Trust Signals via masked card details and copy confirmation
Lowered Cognitive Load by aligning with familiar patterns and simplifying UI density
This case study was developed as an independent concept proposal submitted directly to Revolut. The experience sharpened my ability to present design thinking to real-world stakeholders and strengthened the user-focused strategy behind this redesign.
If this project were implemented in a real-world context, here's how I would set and track its success using SMART goals and KPIs:
Improve card detail discoverability and reduce time-to-access for Revolut users by redesigning the card access flow, leading to a 40% increase in successful card access within 2 taps, by the end of the first month post-launch.
Improve visibility and interaction with card details on the home screen.
40% increase in users successfully accessing card details with ≤2 taps.
Based on usability benchmarks and design best practices.
This task is core to Revolut's value prop: frictionless finance.
Tracked over 1 month post-release.
% of users accessing card details in ≤2 taps
Avg. time to complete card copy task
Help icon click-through rate (before vs after redesign)
Support request reduction related to "where is my card"
Bounce rate from the card screen
In my excitement to improve Revolut’s card access UX, I unintentionally expanded the scope beyond a true MVP. Rather than isolating the most essential functionality (instant, secure access to card details), I incorporated a broader set of enhancements (visual hierarchy, help access, branding above the fold, etc.).
Looking back through the lens of “feature shopping”, I see that I was trying to solve too much at once. While these additions are all user-focussed, they diluted the original goal: make card access fast, clear, and secure in 2 taps or fewer.
Clarify MVP requirements early using feature prioritisation techniques.
Log extra ideas as future iterations, not immediate scope.
Validate the smallest possible version of the redesign before scaling.
MVPs work best when they’re focussed.
This project taught me that good design isn’t just about solving problems: it’s about solving the right problem first.
This redesign demonstrates the power of direct user feedback, even in an informal setting. By listening to users' verbal hesitations and preferences, I was able to make a small but critical change that transformed the experience from "good" to "great."
The final design, which includes clear text labels on all critical actions, not only makes the process faster but also builds a stronger sense of trust and clarity, directly impacting user confidence and, ultimately, business success.


Low fidelity V4 wireframing


Google Docs
Quick Feedback: Accessing Your Card Details in a Mobile Banking App
I'm collecting feedback on a redesigned card access flow for a mobile banking app (inspired by Revolut). The goal is to understand how users feel during the process — especially around clarity, speed, and security. This will take less than 2 minutes. Thank you for helping me improve the design!


Google Docs
Quick Feedback: Accessing Your Card Details in a Mobile Banking App
I'm collecting feedback on a redesigned card access flow for a mobile banking app (inspired by Revolut). The goal is to understand how users feel during the process — especially around clarity, speed, and security. This will take less than 2 minutes. Thank you for helping me improve the design!
Before building wireframes, I reviewed Revolut's current navigation patterns to better understand where the friction occurs and how users typically access card-related actions. The sitemap below outlines the original structure, followed by a revised version reflecting the simplified, scroll-free redesign.
The following analysis maps the end-to-end user journey for accessing card details within the Revolut app, spanning 8 key stages, from opening the app to completing a transaction. Each stage highlights user goals, actions, thoughts, pain points, emotions, touchpoints, and design opportunities uncovered through usability evaluation.
💡 Even after all those steps, the user isn't delighted, just relieved.
Which tells us the flow isn't doing enough.
Most users completed the core task in 2 taps
2 users hesitated on the "Copy" icon due to label/icon ambiguity
The persistent "Help" icon increased trust and was clicked by all 3 users
One user expected "Card" to be a standalone tab, not a widget
Done in the final version (HFV4), where "Copy" is now a labelled button. "Details" labelling still to review.
Consider onboarding tooltip for first-time users
Explore making "Card" access persistent in global nav for new users
Conduct a follow-up A/B test comparing icon-only vs. icon + label designs
This testing cycle provided early validation for the 2-tap flow hypothesis while revealing small but important UX improvements for first-time users. It also reinforced the importance of balancing discoverability with security cues.

What started as a small frustration turned into a closer look at how Revolut handles clarity and trust.
If you'd like to talk it through, or just say hello, I'd love to hear from you.
Revolut Case Study - UX/interaction design